Driving the future of affordable housing
The 2023 area median incomes (AMIs) have been implemented in Desktop Underwriter®(DU®), Loan Delivery, and the Area Median Income Lookup Tool. There was a 7.73% average increase for 2023, meaning more borrowers may meet AMI requirements.
True to our mission and our Duty to Serve, we’re leading the way in providing access to affordable housing across America. We’re supporting sustainable homeownership and healthy, safe rental communities and working with stakeholders to improve the housing finance system.
In the country’s key overlooked markets — manufactured housing, affordable housing preservation, and rural housing ― our innovative solutions are helping more and more families achieve the dream of a stable, affordable place to call home.
Making a difference in underserved markets
Manufactured Housing
We are helping expand access to sustainable and affordable homeownership and rental opportunities.
Affordable Housing Preservation
We are moving forward with new approaches to preserving and expanding affordable housing options.
Rural Housing
We're tackling affordability obstacles nationwide, including in Appalachia, Native areas and farm worker communities.
Explore our research initiatives
An analysis of six strategies to stabilize neighborhoods
This report examines policy interventions used to stabilize or revitalize housing markets in low- and middle-income neighborhoods.
Impact by the numbers*
*Totals reflect 2018-2022. Data represents Fannie Mae’s determination of qualifying Duty to Serve activities, and are subject to restatement or revision based on FHFA review. Fannie Mae’s 2022 results have not been validated. In 2022, only purchase money mortgage single-family loans were included in total calculations.
Easily Find Income Eligibility by Area
Our interactive map allows lenders and other housing professionals to quickly find income limits searching by 11-digit Federal Information Processing Standards (FIPS) code or specific address.
For Area Median Income Lookup Tool Tips click here.
Transforming goals into success stories
Helping homebuying dreams come true
Our Innovation Challenge partner Come Dream, Come Build continues to help families in Rio Grande Valley, TX hit hard by COVID-19 become homeowners.
Learn more
Business Partners
Homebuyers, Owners, & Renters
- Educational Resources
- Credit Basics
- HomeView Homeownership Education Course
- HomePath - Search for Homes
- Make Your Rent Count